TippdOff™

Terms of Service

Capital Asset Builders LLC · Last Updated: June 23, 2026

Welcome to TippdOff™, a wholly owned product and service of Capital Asset Builders LLC. Please read these Terms of Service carefully before accessing or using our platform. By creating an account or interacting with our services, you agree to be bound legally by these terms.

1. Acceptance of Terms

By accessing or using the website located at tippdoff.com, mobile applications, and any associated services (collectively, the "Service"), provided by Capital Asset Builders LLC, a Florida limited liability company doing business as TippdOff™ ("we," "us," or "our"), you agree to be bound by these Terms of Service ("Terms"). All references to "we," "us," or "our" throughout these Terms shall legally represent Capital Asset Builders LLC, d/b/a TippdOff™. If you do not agree to all of these Terms, you are expressly prohibited from using the Service and must discontinue use immediately.

2. Description of Service

TippdOff™ is a community-driven tracking platform wholly owned and operated by Capital Asset Builders LLC, designed to provide crowdsourced transparency regarding restaurant fees, surcharges, and unexpected dining charges. The Service aggregates information submitted by users to help consumers identify potential hidden costs before dining out. Capital Asset Builders LLC maintains full ownership of the TippdOff™ brand, platform, intellectual property, and all associated service infrastructure.

3. User Accounts & Eligibility

To access certain features of the Service, you may be required to register for an account. You agree to provide accurate, current, and complete information during registration and to update such information to keep it accurate. You are solely responsible for safeguarding your account password and for any activities or actions under your account.

4. Accuracy of Information Disclaimer

Shield Clause — No Guarantee of Data Accuracy

TippdOff™ does not independently verify, audit, or guarantee the real-time accuracy, completeness, or legitimacy of any user-reported fees, percentages, receipt snapshots, or restaurant profiles on the platform. The data provided through the Service is purely crowdsourced for informational and community transparency purposes. Restaurants frequently update their billing policies, and user reports may contain errors or omissions. Users rely completely on crowdsourced data at their own exclusive risk. Capital Asset Builders LLC and TippdOff™ explicitly disclaim all liability for discrepancies between platform information and actual restaurant invoices.

5. Good Faith Reporting & User Conduct

Conduct Clause — Prohibited Malicious Use

You agree that all data, fee reports, text, and receipt uploads submitted by you will be made in strict good faith based on authentic, personal consumer experiences. You are expressly prohibited from submitting false, misleading, exaggerated, or fraudulent fee data. Users are strictly barred from using the platform to maliciously target, defame, or intentionally interfere with the commercial operations of any restaurant business. Capital Asset Builders LLC reserves the absolute right to investigate and terminate any account found engaging in coordinated or malicious bad-faith posting.

6. User-Generated Content (UGC) & B2B Moderation

UGC Accountability & Business Owner Rights

User Responsibility for Accuracy: You are solely responsible for the accuracy of the fee structures, surcharge percentages, and related information you submit to the platform. All user-generated content ("UGC") must reflect authentic, personal consumer experiences and actual charges encountered at the establishment. You agree not to submit fabricated, outdated, or misleading fee data.

Moderation Rights: Capital Asset Builders LLC d/b/a TippdOff™ reserves the right to moderate, edit, hide, or remove any user-submitted fee entries that are determined to be inaccurate, unverifiable, outdated, or submitted in bad faith. We may take such action at our sole discretion, with or without prior notice to the submitting user.

Verified Business Owner Hierarchy: Verified Business Owners who have successfully claimed their restaurant profile through our B2B verification process hold hierarchical rights over that profile. This means verified Business Owners may update, correct, or override user-submitted fee entries for their claimed establishment to ensure the displayed fee information reflects current, verified practices. In the event of a conflict between user-submitted data and verified Business Owner data, the Business Owner's verified entries take precedence. Business Owners remain bound by the same good-faith obligations under Section 5 and may face revocation of verified status for fraudulent or misleading updates.

7. Intellectual Property, Content License & Data Commercialization

License Clause — Ownership of Crowdsourced Contributions

By uploading data, submitting fee reports, text, or photographs of receipts (collectively, "User Content") to the Service, you retain your underlying ownership rights, but you hereby grant Capital Asset Builders LLC d/b/a TippdOff™ a worldwide, perpetual, irrevocable, royalty-free, fully paid-up, sublicensable, and transferable license to host, store, display, reproduce, modify, aggregate, and distribute such content across our platforms.

Data Commercialization Clause — Anonymized Aggregate Data Rights

You acknowledge and agree that Capital Asset Builders LLC d/b/a TippdOff™ may collect, anonymize, aggregate, analyze, commercialize, license, and sell de-identified user behavioral data, platform interaction metrics, dining trend data, marketplace analytics, and aggregated crowdsourced insights to third-party analytics firms, marketing partners, academic research institutions, and commercial research entities. All such data shared or sold under this clause will be fully anonymized and will contain no personally identifiable information (PII) as defined under applicable law, including but not limited to CCPA and GDPR. No individual user's identity, email address, name, payment information, or account credentials will be disclosed to third parties for commercial purposes without separate, explicit consent. Your continued use of the Service constitutes your agreement to this data commercialization right.

8. Prohibited Activities

  • Use any automated scripts, scraping tools, bots, or spiders to harvest data from the Service without express written permission.
  • Impersonate any person or entity, or forge headers or manipulate identifiers to disguise the origin of any content.
  • Upload receipt images or text that contain personally identifiable information (PII) of restaurant staff, cardholders, or third parties.
  • Attempt to breach, circumvent, or test the vulnerability of the Service's security infrastructure.

9. Limitation of Liability

Liability Clause — Indemnification Anchor

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL CAPITAL ASSET BUILDERS LLC, D/B/A TIPPDOFF™, ITS FOUNDERS, MEMBERS, EMPLOYEES, OR AGENTS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING WITHOUT LIMITATION, LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF THE SERVICE, ANY DISPUTES THAT OCCUR BETWEEN DINERS AND RESTAURANT MERCHANTS, OR YOUR RELIANCE ON ANY CROWDSOURCED DATA ACQUIRED THROUGH THE PLATFORM. THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND.

10. MANDATORY BINDING ARBITRATION & CLASS ACTION WAIVER

Arbitration Clause — Dispute Resolution

PLEASE READ THIS SECTION CAREFULLY. IT AFFECTS YOUR LEGAL RIGHTS, INCLUDING YOUR RIGHT TO FILE A LAWSUIT IN COURT.

Agreement to Arbitrate: You and Capital Asset Builders LLC d/b/a TippdOff™ agree that any and all disputes, claims, or controversies arising out of or relating to these Terms, the Service, or any aspect of the relationship between you and Capital Asset Builders LLC — whether based in contract, tort, statute, fraud, misrepresentation, or any other legal theory — shall be resolved exclusively through final and binding individual arbitration, rather than in court.

Arbitration Rules & Venue: The arbitration shall be administered by the American Arbitration Association (AAA) under its Consumer Arbitration Rules then in effect. The arbitration shall take place in Orlando, Florida, or, at the election of the consumer, may be conducted telephonically or via video conference. The arbitrator shall have exclusive authority to resolve any dispute relating to the interpretation, applicability, enforceability, or formation of this arbitration agreement.

CLASS ACTION WAIVER: YOU AND CAPITAL ASSET BUILDERS LLC EXPRESSLY WAIVE THE RIGHT TO BRING OR PARTICIPATE IN ANY CLASS ACTION, COLLECTIVE ACTION, PRIVATE ATTORNEY GENERAL ACTION, OR ANY OTHER REPRESENTATIVE PROCEEDING OF ANY KIND IN ARBITRATION OR IN COURT. ALL DISPUTES MUST BE BROUGHT SOLELY IN YOUR INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING. THE ARBITRATOR MAY NOT CONSOLIDATE MORE THAN ONE PERSON'S CLAIMS.

Opt-Out Right: You may opt out of this mandatory arbitration agreement within thirty (30) days of first accepting these Terms by sending written notice to hello@tippdoff.com with subject line "Arbitration Opt-Out." Opting out does not affect any other provisions of these Terms.

Exceptions: Notwithstanding the foregoing, either party may bring an individual action in small claims court in Orlando, Florida, and either party may seek emergency injunctive or equitable relief from a court of competent jurisdiction to prevent irreparable harm pending arbitration.

11. DMCA & Content Takedown Policy

If you are a restaurant owner or copyright holder and believe that any content hosted on our Service infringes upon your intellectual property, you may submit a formal takedown request to hello@tippdoff.com.

12. Modifications to Service and Terms

Capital Asset Builders LLC reserves the right to modify or discontinue, temporarily or permanently, the Service or any part thereof with or without notice. We may also revise these Terms from time to time. By continuing to access or use the Service after revisions become effective, you agree to be bound by the updated Terms.

13. Governing Law

These Terms and your use of the Service shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law provisions. Subject to the arbitration agreement in Section 9, any legal action or proceeding arising under these Terms that is not subject to arbitration shall be brought exclusively in the federal or state courts located in Orlando, Florida, and you hereby consent to such jurisdiction.

14. Contact Information

If you have any questions, concerns, or legal notices regarding these Terms, please contact Capital Asset Builders LLC d/b/a TippdOff™ at: hello@tippdoff.com.

Capital Asset Builders LLC · Orlando, Florida

tippdoff.com — © 2026 Capital Asset Builders LLC d/b/a TippdOff™ — All Rights Reserved

TippdOff™

Privacy Policy

Capital Asset Builders LLC · Last Updated: June 23, 2026

This Privacy Policy describes how Capital Asset Builders LLC, doing business as TippdOff™ ("we," "us," or "our"), collects, uses, and shares information when you use our platform at tippdoff.com and associated mobile applications (collectively, the "Service").

1. Information We Collect

We collect information you provide directly, including:

  • Name, email address, age range, zip/postal code, and city when you register for an account
  • Fee reports, notes, and restaurant reviews you submit through the platform
  • Profile photos or receipt images you voluntarily upload
  • Device location data (GPS) when you grant permission through your browser or device settings
  • Technical metadata collected automatically during registration and onboarding, including device type (e.g., mobile, tablet, desktop), browser user-agent string, and operating system version. This data is collected strictly for UI performance optimization, drop-off analysis, and compatibility improvements — it is not used to build individual user profiles or sold to third parties
  • Crash logs, diagnostics, and app performance data (including Web Vitals like page load speed, layout stability, and interaction responsiveness) to improve app reliability and user experience

2. How We Use Your Information

  • To provide, operate, and improve the TippdOff platform and its features
  • To display community-sourced restaurant fee data to other users
  • To send notifications related to your reports, account activity, and platform updates
  • To verify your geographic service area eligibility
  • To detect and prevent fraudulent, abusive, or prohibited conduct
  • To anonymize and aggregate data for analytics and research purposes as described in our Terms of Service

3. Push Notifications

We use push notifications to send you real-time updates, such as nearby restaurant fee alerts, community crowdsourcing updates, or account notifications. You can opt-out of receiving these communications at any time by turning off notifications within your mobile device's system settings.

4. Information Sharing

Key CommitmentWe do not sell your personally identifiable information (PII) — including your name, email, or payment details — to third parties.
  • Aggregated, anonymized fee and dining trend data may be licensed or sold to third-party analytics partners, as described in Section 6 of our Terms of Service
  • Your submitted fee reports are visible to other users of the platform; however, your full name and personal details are not publicly displayed on individual reports
  • We use Google Places API to verify and enrich restaurant location data
  • We use Stripe for payment processing; payment data is handled directly by Stripe and governed by their privacy policy
  • We may disclose information if required by law, court order, or to protect the rights and safety of Capital Asset Builders LLC and its users

5. Data Retention & Account Deletion Rights

We retain your account data for as long as your account remains active. You have the right to permanently delete your account and associated profile data at any time, either:
  • Directly in-app: Navigate to Profile Settings within the TippdOff application and select the account deletion option, or
  • Via our public request form: Submit a deletion request through our contact page at tippdoff.com/contact

Upon submitting a deletion request, your personal account data — including your name, email address, and profile information — will be permanently removed from our systems within 30 days. Anonymized, aggregated fee contributions you previously submitted may be retained for community transparency purposes, but will no longer be associated with your identity.

6. Cookies & Local Storage

We use sessionStorage and localStorage (browser-based local storage mechanisms) to manage the following:
  • Authentication tokens: Persistent authentication tokens are stored in localStorage to keep you logged in across sessions for email/password logins and OAuth provider sign-ins (Google, Microsoft, Apple, and Facebook). Session-scoped tokens are stored in sessionStorage for the duration of a browser session.
  • OAuth provider state: Temporary session identifiers are stored in sessionStorage during OAuth redirect flows to securely complete third-party authentication.
  • Location data caching: Geolocation coordinates are cached temporarily in sessionStorage (up to 10 minutes) to reduce repeated GPS requests.
  • User preferences: UI theme, consent choices, and filter states are stored in localStorage.

We do not use third-party advertising cookies, tracking pixels, or cross-site tracking technologies. You may clear your browser storage at any time through your device or browser settings, though this will sign you out and may affect platform functionality.

7. Geolocation Data

We request access to your device's GPS location solely to display nearby restaurant map pins and fee metrics relevant to your area. All location processing happens locally on your client device — your coordinates are used in-browser to calculate proximity and sort nearby results. Your precise location is never sold, shared, or transmitted to external data brokers or third-party marketing entities. Location data is cached temporarily (up to 10 minutes) in sessionStorage and is not stored permanently on our servers without your explicit consent. You may deny or revoke location access at any time through your device or browser settings; the app remains fully functional without location access, though nearby features will be limited.

8. Children's Privacy

TippdOff is not intended for use by individuals under the age of 18. We do not knowingly collect personal information from minors. If you believe a minor has created an account, please contact us at hello@tippdoff.com and we will promptly remove the account.

9. Security

We implement industry-standard security measures including encrypted data transmission (HTTPS/TLS), secure authentication, and access controls to protect your personal information. However, no method of transmission over the internet or method of electronic storage is 100% secure. We cannot guarantee absolute security of your data.

10. Your Rights (CCPA / GDPR & Account Deletion)

Depending on your jurisdiction, you may have the right to:
  • Access: Request a copy of the personal data we hold about you
  • Correction: Request correction of inaccurate data
  • Deletion: Permanently delete your account and personal data directly in-app via Profile Settings or through our public request form at tippdoff.com/contact ("right to be forgotten")
  • Opt-Out: Opt out of the commercialization of your anonymized data as described in our Terms of Service
  • Portability: Request a portable copy of your data in a machine-readable format

To exercise these rights, use the in-app Profile Settings, submit a request at tippdoff.com/contact, or email us at hello@tippdoff.com.

11. Changes to This Policy

We may update this Privacy Policy periodically to reflect changes in our practices or applicable law. We will notify registered users of material changes via email or an in-app notice. Continued use of the platform following the effective date of updates constitutes your acceptance of the revised policy.

12. Contact

If you have questions, requests, or concerns about this Privacy Policy, please contact us at:

Capital Asset Builders LLC d/b/a TippdOff™
hello@tippdoff.com
Orlando, Florida

tippdoff.com — © 2026 Capital Asset Builders LLC d/b/a TippdOff™ — All Rights Reserved